
Subsidy Program
Home / Retirees
About Retiree Subsidy Account

The PFFA Healthcare Trust Subsidy Program is an employer-elected benefit available to eligible employees once they retire. This program helps retired fire service professionals and their families manage the cost of healthcare coverage, offering financial assistance to ensure continued access to quality care. Employees whose employers participate in the PFFA Healthcare Trust Subsidy Program are required to contribute to the program.
The importance of this program is significant, as it provides retirees with the support they need to maintain their health and well-being in retirement, easing the burden of rising healthcare costs. By offering this subsidy, employers demonstrate a strong commitment to their employees’ long-term health and financial security, allowing retirees to focus on their post-career life without worrying about healthcare affordability.
How It Works

Participating firefighters make pretax contributions to the Trust on payday

Employers committed to funding the Trust through their MOUs make pre-tax matching contributions

Contributions are pooled and conservatively invested in mutual funds, equities, and other investments

Once retired and eligibility requirements are met, retiree receives monthly stipend to cover healthcare costs
Customize Your Offering


Length of Subsidy Payout (typically till age 65 or for life)

Size of subsidy for each firefighter
