Supplemental Benefits
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Supplemental Benefits Provided by Aflac
We understand that health-related expenses can go beyond traditional insurance coverage.
That’s why we offer supplemental insurance through Aflac to provide additional financial support for life’s unexpected moments. These plans help fill gaps in your major medical coverage and ensure peace of mind when the unexpected happens.
Accident Insurance
Accidents happen when you least expect them, and even with health insurance, costs can add up. Aflac Group Accident Insurance is designed to help with the financial burden by providing cash benefits that can be used for medical expenses or everyday living costs. Whether it's emergency room visits, ambulance rides, or even recovery and follow-up care, this plan can help cover the gaps left by your medical insurance.
Key Benefits:
01
Emergency Room Visits
Up to $250 for hospital ER visits
02
Ambulance Rides
$400 for ground transportation, $1,200 for air transportation
03
Major Diagnostic Testing
$200 for CT, MRI, or EEG testing
04
Hospital Confinement
$300 per day
04
Follow-Up Treatment
$50 per visit for up to 6 treatments
04
Wellness Benefit
Up to $75 for wellness tests like annual physicals, mammograms, or blood screenings
Frequently Asked Questions
Supplemental insurance is available exclusively to groups that elect to offer them to their employees. Please refer to your benefit guide to confirm availability.
With Aflac, benefits are paid directly to you, so you can use them where they’re needed most. There’s no waiting period for your benefits, and coverage is guaranteed issue, meaning you won’t need to answer health questions to qualify.
Critical Illness Insurance
A major illness can cause financial strain even if you have medical coverage. Aflac Critical Illness Insurance offers financial assistance when you're diagnosed with a covered condition like a heart attack, stroke, or cancer. The plan provides a lump-sum benefit to help pay for treatment, travel, or any other costs associated with your recovery.
Key Benefits:
01
Lump-Sum Payout
Upon diagnosis of a covered critical illness
02
Covered Conditions
Includes cancer, heart attack, stroke, organ transplants, and more
03
Health Screening Benefit:
Helps with the cost of annual health screenings
Hospital Indemnity Insurance
Even a short hospital stay can result in significant out-of-pocket costs. Aflac’s Group Hospital Indemnity Insurance offers cash benefits for hospital admissions, stays, and intensive care, providing financial support for the gaps in your major medical coverage. Use these benefits to help cover medical bills or household expenses.
Key Benefits:
01
Hospital Admission Benefit
$1,000 per admission
02
Hospital Confinement
$150 per day for up to 31 days
03
Intensive Care Unit
$150 per day for up to 10 days
03
Successor Insured Benefit
Coverage continuation for surviving spouses